Wednesday, January 16, 2013
Just a quick note to remind you all that your VAT returns for the last period of 2012 are due on the 19th of January. This goes for whether you file quarterly, bi-monthly or annually, they all fall due on the 19th if you file electronically
Thursday, December 13, 2012
The expression ‘at least Dick Turpin wore a mask’ is used to describe the times somebody robs you blind right to your face. This week I’m sure almost every person in the country could identify with that statement as they watched the twin forces of Michael Noonan and Brendan Howlin unleash cuts that hurt just about everybody, at least they didn’t discriminate. A few weeks ago I wrote about the way that politicians will hammer regular people always and without fail, a few of you wrote back saying it didn’t have to be like that, and my response was (and is) that it remains the fastest and easiest road to take, which is why people of every political ideology end up doing it.
Also filed in Accountancy, Advisors.ie In the Press, Capital Gains Tax, Deposit Interest Retention Tax, Income Tax, tax relief at source, Wealth
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Tagged austerity, bludget, budget, budget 2013, irish budget
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Thursday, December 13, 2012
The US Government is entering into agreements with other countries in an effort to gather more information on the financial affairs of US persons around the world. The ultimate aim is to collect more tax from them. Ireland and the US are due to sign such an agreement before the year-end.
Wednesday, December 12, 2012
On TV3 today we talked about property tax, how it is collected, what it means and some of the things to be aware of (such as not paying!)
The term ‘bludget’ is from a garbled sentence made by Marian Finucane when she went to say ‘budget’. That’s the fact of the term, what I prefer to think of it as (and in my head I rule supreme) is as a mash up of ‘bludgeon’ and ‘budget’ because it tends to be a good combination of the two, a budget with a financial beating thrown in. The budget will become virtually all of the financial news this week, the big changes for most of us will be the new property tax, and then dealing with whatever stealth method that is used to make us less well off while not ‘raising tax’. This charade is old and well versed, for instance, a few years ago the tax rates weren’t raised but the bands were lowered meaning you would start to pay the higher rate of tax earlier, that higher rate of tax now kicks in at €32,800 while the average industrial wage is about €35,000. So if you are ‘just average’ in earnings, for about 10% of that you are ‘above average’ in terms of the tax rate you’ll pay, which is where the rate more than doubles from 20% to 41%.
It was once thought that the black market was a big city problem and restricted to the kind of activities you see on the show Love/Hate, but now we are told that in Waterford city that 45% of all cigarettes consumed are illegal imports (smuggled and non-taxed). The Fine Gael TD Damien English made a […]
Thursday, November 1, 2012
Lots of time is spent in finance columns where the writer is really trying to demonstrate how smart they are rather than showing you a way to save money. I don’t try to prove I’m smart because the truth is I’m a regular person like anybody else, but what I am good at is practical advice that works. Which is why this week I’m going to share one of finances best kept secrets, it’s how to get tax relief on your life insurance! You can call any life insurance company and probably never be offered what I am going to show you today, but trust me, it is both true and accurate.
Also filed in Accountancy, Advisors.ie In the Press, Financial Advice, Income Tax, Insurance, Investment, Pensions, Wealth
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Tagged cheaper life cover, life insurance, pension term assurance, section 785 policy
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Thursday, November 1, 2012
I do my best to help you with your money concerns, and that is why this week I want to teach you how to ‘beat the bank’, it’s time to turn their tricks back against them Firstly, look at the way the banks hit you for your cash. They’ll charge you 4-5% on a mortgage, […]
Wednesday, October 24, 2012
I do my best to help you with your money concerns, and that is why this week I want to teach you how to ‘beat the bank’, it’s time to turn their tricks back against them Firstly, look at the way the banks hit you for your cash.
Also filed in Accountancy, Advisors.ie In the Press, Banking, Bonds, Economics, Financial Advice, Investment, Savings, Wealth
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Tagged aca, acca, beat the banks, cheap investments, etf, financial advice, investment grade bonds, ireland accountants, irish investment advice, junk bonds, tax advice, tax returns
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Friday, September 7, 2012
We spoke to TV3’s The Morning Show about claiming allowances, tax returns and pensions
Also filed in Accountancy, Advisors.ie In the Press, Income Tax, Wealth
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Tagged it1, medical expenses, pensions, reclaim taxes, revenue commissioners, savings, tax, tax back
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