Almost everybody knows a person who is in a less than ideal relationship and who says to themselves ‘why do they stay with that person?’. There is no simple answer, but then again, how can we be dumbfounded in particular when we suffer the same delusion in general? You see, the same problems haunt us […]
This week I’ll be doing some work with the Irish League of Credit Unions, a group who I’m sure I frustrate a lot as I have been vocal in saying it was bad financial planning when people paying unsecured debts (like CU loans) while not paying their mortgages. On the other hand – and the […]
Almost everybody knows a person who is in a less than ideal relationship and who says to themselves ‘why do they stay with that person?’. There is no simple answer, but then again, how can we be dumbfounded in particular when we suffer the same delusion in general? You see, the same problems haunt us […]
Also filed in Accountancy, Advisors.ie In the Press, Debt, Economics, Property
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Tagged anton murphy, david hacket fisher, economic history, financial advice, financial bubbles, karl deeter, sun on sunday
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It was once thought that the black market was a big city problem and restricted to the kind of activities you see on the show Love/Hate, but now we are told that in Waterford city that 45% of all cigarettes consumed are illegal imports (smuggled and non-taxed). The Fine Gael TD Damien English made a […]
I give advice to couples regularly, those couples can be married, same sex, co-habiting or otherwise, but the common thread is that they are together and plan to stay together, and they want to make financial plans with common future for themselves. The issue can be that they are not married, in Ireland as many as one in ten people are co-habiting, which takes in people who are engaged but not married, couples who live together straight and gay alike who are not married, and separated people who form new relationships but are not yet divorced. While their love may be true, their treatment in the system is not the same as married people, it can also mean a lack of rights to the property of the other person, something which is legislated for if you are married or in a civil partnership.
Monday, November 26, 2012
France got a credit rating downgrade this week, they are no longer a AAA nation, coming down one notch to Aa1. This is a true demonstration of French ‘égalité’, they won’t leave the rest of us to simply get downgraded without joining in! Sadly, it wasn’t motivated or created by ideals, it was due to a lowered economic outlook. The USA got a downgrade last year, they probably will again when they face the next big headline which is called the ‘Fiscal Cliff’ (we’ll cover that another week) and no doubt Germany may get one within the next 12 months.
Monday, November 26, 2012
I have said for some time that as physical money reduces in popularity that ATM/credit-cards won’t be the beneficiary, smart phones will. I was reminded of this when I got a taxi this week and spoke to the elderly driver about Hailo.
Monday, November 26, 2012
I have mentioned in the past that it’s a real pity to have so much un-utilized talent as a result of unemployment, and for that reason it is worth asking whether or not the dole is the right solution for people when they lose a job
Thursday, November 22, 2012
This week I had the pleasure of attending a fascinating talk hosted by the think-tank PublicPolicy.ie, the topic was on income inequality in Ireland from 2006-2010 and the researchers were from University College Cork. The research is the first of it’s kind in Ireland and is using a new dataset which was made available by the Revenue Commissioners, it splits a sample of 1,400,000 workers into five categories or ‘quintiles’ based on their earned income. The findings then look at how much inequality there is in earnings by analysing this information.
Thursday, November 1, 2012
I do my best to help you with your money concerns, and that is why this week I want to teach you how to ‘beat the bank’, it’s time to turn their tricks back against them Firstly, look at the way the banks hit you for your cash. They’ll charge you 4-5% on a mortgage, […]
