Monday, February 27, 2017
When the fuse runs out on rent controls, prices in the ‘pressure zones’ will explode Rent control is a false god. That any of its adherents are still around is testimony to the stubbornness of false logic surviving in the face of facts. Rent controls are used all over the world and have the purpose […]
I saw a t-shirt once that had a picture of a pyramid and it said ‘slavery, it gets sh1t done’. While I don’t agree with enslaving anybody, it makes a point that sometimes the unpalatable is also the most practical. Which is why when I hear people bemoan how we are enslaving future generations because of the bank bailout or promissory note deal I secretly die inside, we are doing that already. The Economic and Fiscal Outlook of 2013 (if you look it up check out table 12) shows that irrespective of banks that we’d be short to the tune of €40bn between 2012 and 2015.
Wednesday, October 24, 2012
I do my best to help you with your money concerns, and that is why this week I want to teach you how to ‘beat the bank’, it’s time to turn their tricks back against them Firstly, look at the way the banks hit you for your cash.
Also filed in Accountancy, Advisors.ie In the Press, Banking, Bonds, Economics, Financial Advice, Investment, Taxation, Wealth
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Tagged aca, acca, beat the banks, cheap investments, etf, financial advice, investment grade bonds, ireland accountants, irish investment advice, junk bonds, tax advice, tax returns
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Wednesday, January 4, 2012
This time on the Morning Show we talked about ideas for personal finance in the new year, how to get ‘financially fit’ and some simple steps to help get you there.
Also filed in ACCA, Accountancy, Accountant, Advisors.ie In the Press, Credit Cards, Debt, Financial Advice, Insurance, Investment
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Tagged credit cards, debt, financial advice, financial planner, karl deeter, martin king, money, mortgages, personal finance, sybil mulcahy, tax advice, tax planning, the morning show, tv3
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Tuesday, November 15, 2011
We were interviewed by RTE News at One with John Finnerty. The topic was a potential bonus scheme that PTsb are likely to announce for tracker mortgage customers who pay down their loan early. They are doing this because they want to deleverage and if they include repricing in the option then it may give them the ability to make money on these loss making loans.
Also filed in Accountancy, Advisors.ie In the Press, Banking, Debt, Financial Advice, Mortgages, Property
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Tagged bonus, financial advice, john finnerty, loans, mortgage news, mortgages, ptsb, rates, rte news at 1, tracker mortgage
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Mortgages with a total value of €1.3bn were now in arrears of three months or more. This represents 16pc of its €7.8bn buy-to-let mortgage book — up from 10pc in December. Low rents and difficulties finding tenants mean many buy-to-let investors lost money on their properties, director of Irish Mortgage Brokers Karl Deeter said.
Also filed in Accountancy, Advisors.ie In the Press, Banking, Economics, Investment, Mortgages, property tax, Property tax, Section 23
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Tagged bank owned property, bank repo, distressed seller, forced sale, liquidation sales, repossession, vendors in liquidation
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The problems in Greece are weighing heavy on Europe; the worry is that Greece will be Dracula and suck the lifeblood out of the Euro, or they will go Drachma – returning to their own money. For now, they remain the focal point of almost every financial worry at present worldwide. At Advisors.ie we are getting calls from clients on a daily basis who are worried about their savings, wondering if their money is safe, and they ask us what they should do in order to protect themselves.
Also filed in ACCA, Accountancy, Advisors.ie In the Press, Banking, Deposit accounts, Financial Advice, News of the World
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Tagged deposit guarantee scheme, deposit guaratnees, elg, eligible liability scheme, fdic, greek crisis, irish bank deposit protection
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CREDIT cards can be a godsend and a curse. I have a friend who doesn’t have one, so I used to wonder how he booked flights or bought anything online. Recently I discovered his secret — he just lets his wife put it all on her credit card, clever man.
Also filed in Accountancy, Advisors.ie In the Press, Credit Cards, Financial Advice, News of the World
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Tagged borrowing credit, cca 1995, ccma, code of conduct on mortgage arrears, consumer credit act, credit cards, fix my credit, how to fix credit, manage credit
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Director of client advice firm, advisors.ie, Karl Deeter, said that ‘personal retirement savings accounts’ or PRSAs were created in an attempt to get more people to save for their retirement. He said they were billed as a universal solution with fixed fees and low costs, along with flexibility.
Also filed in ACCA, Accountancy, Accountant, Advisors.ie In the Press, Investment, Pensions, Taxation
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Tagged accountants, benefit in kind on PRSA, bik, how to save, pension advice, pension planning, personal retirement savings account, prsa, savings advice, where to save
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Ask anybody ‘what would you do with some extra money?’ and you’ll get a lot of different answers, but this week it is your turn to decide. Because over the last three weeks we have shown you how to take a snapshot of your financial situation then how to use that as a blueprint in finding ways to save money. Without too much effort an average savings of €2,000 is possible simply by re-jigging some of your spending patterns, so where to from there? In finance there is a hierarchy that advisors tend to adhere to and in rank and order it is as follows: Protection, Investment, Savings, Retirement planning and Mortgages.
Also filed in Accountancy, Accountant, Advisors.ie In the Press, Financial Advice, Gold and Silver, Investment, life assurance, Mortgages, News of the World, Pensions, Precious Metals
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Tagged building a financial portfolio, financial advice, personal finance, portfolio
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