Tuesday, January 31, 2012
As far as a ‘system of taxation’ goes, we think that less income tax is a great idea, that instead site valuations and local costs or spending should be borne by the locality and paid to the local authority. That means that the Household Charge – while regressive – is the right type of tax being levied in the wrong way.
Also filed in Advisors.ie In the Press, Income Tax, Property, property tax, Property tax, Taxation, Wealth
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Tagged . rte frontline, household charge, nppr, pat kenny, property tax, site value tax, water charges
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Tuesday, January 31, 2012
We were pleased to appear on The Morning Show with Sybil & Martin to talk about health insurance, car insurance and credit unions
Also filed in Advisors.ie In the Press, Insurance
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Tagged cheap insurance, credit card advice, debt advice, financial advice, financial review, hospital saturday fund, insurance advice, martin king, personal finance, saving money, sybil mulcahy, tv3 ireland
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Tuesday, January 10, 2012
We were pleased to feature on this story by Paul Colgan of RTE about banking and rates charged by different lenders. He also considered whether or not future ECB rate cuts would be passed on to borrowers.
Also filed in Advisors.ie In the Press, Banking, Debt, Financial Advice, Mortgages, Wealth
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Tagged aib, bank rates, financial news, karl deeter, michael dowling, mortgage rates, mortgages, paul colgan, ptsb, rte news, variable rates
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Wednesday, January 4, 2012
In this clip we gave some opinion on the property and credit market, and how it is affecting prices.
Also filed in ACCA, Accountant, Advisors.ie In the Press, Economics, Financial Advice, Mortgages, Property, Wealth
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Tagged cso index, karl deeter, property index, property prices, property report
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Wednesday, January 4, 2012
This time on the Morning Show we talked about ideas for personal finance in the new year, how to get ‘financially fit’ and some simple steps to help get you there.
Also filed in ACCA, Accountant, Advisors.ie In the Press, Credit Cards, Debt, Financial Advice, Insurance, Investment, Savings
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Tagged credit cards, debt, financial advice, financial planner, karl deeter, martin king, money, mortgages, personal finance, sybil mulcahy, tax advice, tax planning, the morning show, tv3
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Tuesday, November 15, 2011
The normal cut off date for tax returns is the 31st of October unless you do the return electronically via Revenue Online Service (ROS) in which case it is today. However (and we never found out why) Revenue have recently determined that the 16th of November will instead be the final date. This means that anybody who has non-PAYE income to declare for 2010 still has a little time left to make the return on time.
If you don’t you’ll face a 5% surcharge on the tax bill up to December after which the surcharge rises to 10%. If you get the surcharge it means your rate of tax effectively rises by 10% (not absolute, but relative ie: 20% goes to 22%, 41% goes to 45%)
Also filed in ACCA, Accountant, Income Tax, Taxation
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Tagged accountant dublin, do a tax return, financial audit, pay less tax, paying taxes, revenue online service, ros, tax audit, tax deadline, tax return 2010, tax return 2011, tax return deadline, taxation
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Tuesday, November 15, 2011
We were interviewed by RTE News at One with John Finnerty. The topic was a potential bonus scheme that PTsb are likely to announce for tracker mortgage customers who pay down their loan early. They are doing this because they want to deleverage and if they include repricing in the option then it may give them the ability to make money on these loss making loans.
Also filed in Advisors.ie In the Press, Banking, Debt, Financial Advice, Mortgages, Property, Savings
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Tagged bonus, financial advice, john finnerty, loans, mortgage news, mortgages, ptsb, rates, rte news at 1, tracker mortgage
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Thursday, October 27, 2011
We were mentioned recently in the Irish Times by Frances O’Rourke in a piece about first time buyers. Mortgage broker Karl Deeter is just as certain of the trend towards houses: “The overwhelming majority of our clients, over 90 per cent, are not looking to buy apartments.” He doesn’t think people are – or should – make a decision to buy on the basis that their mortgage repayments would be similar to their rents. Many people will stretch a little to pay the mortgage on a house they plan to live in forever “or at least the foreseeable future”. (He also reminds would-be buyers that mortgages taken out next year will get a reduced rate of mortgage interest tax relief before it disappears after 2012.
Also filed in Advisors.ie In the Press, Financial Advice, Mortgages, Property, tax relief at source, Taxation
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Tagged finance, frances o'rourke, irish times, karl deeter, mortgages, property, trs
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Tuesday, October 25, 2011
Our personal finance piece on The Morning Show with Sybil & Martin focused on Credit Unions this week and the fact that they need one billion Euro to stay afloat.
